

Right now, users can pre-order Acorns Spend, which is a full financial system with an Acorns debit card.Users can grow their money faster when they use the “Earn Found Money” feature, allowing them to invest more when they shop with certain partner brands.FeaturesĪcorns might appeal to someone looking for a simple personal finance app. Users can also set up Recurring Investments that add a specified amount to the account on a regular basis. The app offers Round-Up features that round-up your purchases to the nearest dollar and funnel the additional money into your investing account. When you use the app, you can set aside spare change or any extra money, and have it automatically invested. It’s an investment tool, but it links with regular spending accounts. Best for Investing: ETrade, TD Ameritradeīest Personal Finance Software Breakdown Acorns Best for: Passive InvestingĪcorns is a financial savings and investing app with a focus on helping its more than 4 million users grow their wealth by starting small.Best for Budgeting & Expense Tracking: Mint.Some platforms only focus on one area of financial management like tracking expenses while others are more comprehensive and might include multiple financial tools, like budgeting to taxes.īelow, we review some of the best personal finance software options available right now. However, not all personal finance software is the same. With these programs, people feel much more equipped to meet their financial objectives. It also provides visibility into what money they’re bringing in versus what funds are going out.

Now, the market for money management software is competitive, so the consumer faces an abundance of options, regardless of their budget or even their comfort level with technology.įor many, personal finance software now plays a pivotal role in managing money and in setting goals and achieving them.

The idea of managing your finances and expenses through a personal finance software platform was once farfetched.
